Trailer Financing
Flexible Trailer Financing Options Available
Looking to purchase a trailer but need flexible financing options? We’ve got you covered! Our trailer financing solutions cater to a variety of needs, whether you’re seeking traditional bank financing, convenient rent-to-own plans, or options for small business owners. Traditional bank financing offers competitive rates for qualified buyers, while our rent-to-own program provides a hassle-free, no-credit-check option to get you on the road quickly. Use our Sheffield payment calculator below to estimate your monthly payment based on the trailer price, down payment, estimated sales tax, credit tier, and available loan term. We’re here to make owning a trailer easier and more affordable than ever! Additionally, if you have your own lender or have already secured financing through a bank or credit union, we’re happy to work with them to complete your purchase.
Personal Financing
Easiest Finance Option For Good Credit
✓ Traditional Bank Financing
✓ Larger Purchasing Amounts
✓ Quick Turn Arounds
✗ Does NOT finance Kraftsman, Gorilla, Trail Maxx, and Air Tow Trailers
Business Financing
Business Financing for Good Credit
✓ Easy Application Process
✓ Flexible Payment Options
✓ Business Loans Only
Lease To Own
Business Financing for Lower Credit
✓ INSTANT Approvals on Lower Credit
✓ No Hard Credit Pull
✓ Choose Your Payment and Lease Terms
Lease To Own
Personal Financing for Lower Credit
✓ No Hard Credit Pull
✓ Flexible Terms
✓ Most Credit Approved
Estimate Your Sheffield Payment
Estimate a standard consumer installment payment for an eligible new trailer, including estimated sales tax.
*Tier 1 is Sheffield's highest standard tier. Tier placement considers more than credit score, including credit history, income, amount financed, collateral, and other application details.
Change tax rate
View payment breakdown
Estimate only. The default 7% sales tax rate reflects Indiana's general rate and can be changed when another rate or an exemption applies. Actual tax depends on the purchaser, registration state, delivery, exemptions, and transaction details. Standard consumer installment programs shown here were checked against Sheffield Financial dealer disclosures on September 24, 2026 and may change without notice. The estimate includes a $150 financed origination fee disclosed for the programs shown. Actual eligibility, rate, APR, term, payment, fees, and approval depend on Sheffield Financial, the trailer, the amount financed, and the applicant's creditworthiness. Estimates are limited to eligible new-trailer amounts from $1,500 through $25,000. Contact Trailer Sales of Indiana for current options above $25,000. This calculator is not a credit application or a commitment to lend.
